Rancho de Liu

Rancho de Liu
23 Corporate Plaza Drive, #133
Newport Beach, CA 92660
ph: 1-888-456-8881 x 888
fax: 1-888-315-3831
alt: 1-949-371-9139
contact@ranchodeliu.com

INstitutional Consulting

Under his consultancy firm Advanced e-Financial Technologies, Inc., established since November 2000, Ralph conducts many consultancy projects for many leading financial institutions to assist them with either creative financial product innovations as well as developing many new financial markets in the emerging economies of Asia, the Middle East as well as Eastern and Central Europe where he spent most of his successful investment banking career in the 90's.

In 2005, Ralph assisted China Everbright Bank with the first domestic RMB denominated interest rate swap in the inter-bank market. Due to its ability to help the bank manage its asset and liability match, the bank became the first bank to introduce the long term fixed rate mortgage loans to the entire Chinese home owners market, as chronicled in the WSJ article.

With this new availability of long term fixed rate loans, Chinese business entities finally got to compete with American, Japanese or European companies on an equal basis at the global stage in terms of managing their own borrowing cost. Global MNCs doing business in China could hence manage their overall interest rate risks in the domestic currency RMB as well.

Looking back, the creation of the fixed rate mortgage offerings seems to be a very timely contribution. Chinese homeowners could now get to avoid a US style subprime mortgage crisis.

Introducing a fool-proof and easy to use consumer version of real estate property derivatives to provide safe economic benefits to a bigger audience has since been one of Ralph's current main career pursuits. The SwapRent concept and its related new consumer housing finance products and methodologies such as HELM, FARM and FARJHO were deliberately created under these dedicated research efforts and background.

For more information on his academic research pursuits and current projects with some government entities in many countries, please visit http://www.SwapRent.com, http://www.REIDeX.com and http://www.InvestorsAlly.com.

Katerina and Ralph Liu

Corporate Address:

23 Corporate Plaza Drive, #133

Newport Beach, CA 92660

Mailing Address:

2549 Eastbluff Drive, #308

Newport Beach, CA, 92660, USA

1-888-456-8881

Ralph x 888, ralph@ranchodeliu.com

Katerina x 777, katerina@ranchodeliu.com

Rancho de Liu
23 Corporate Plaza Drive, #133
Newport Beach, CA 92660
ph: 1-888-456-8881 x 888
fax: 1-888-315-3831
alt: 1-949-371-9139
contact@ranchodeliu.com

Rancho de Liu

INstitutional Consulting

Samples of recent press coverage and publications about SwapRentSM at REIDeX, HELM, FARM and FARJHO at InvestorsAlly:

Samples of recent press coverage and publications about SwapRent^SM at REIDeX, HELM, FARM and FARJHO at InvestorsAlly: